First step — 5 months ago
Im only $1000 in debt but I can only afford to make minimum payments and the interest just brings it right back up, so I’m basically just giving the bank money every month. I’ve been a full time student for the last few years and haven’t had any time to work, i just relied on my parents for money. I decided this semester to just take two classes and get a job so i can get this annoying money situation worked out for good. I think it’s ridiculous that in the last 2 years I’ve barely used my credit card at all, I’ve probably given the bank around $2000 and haven’t seen a dent in my credit card debt. So tomorrow I search for jobs… (I’m also going to cut up my credit card so i don’t get tempted at all and I’m going to look to transfer my debt to an account with less interest.)
