Save money

Three ways to potentially lower one’s cellular phone bill:

- Surf the web less often via cell phone
- Send fewer text messages via cell phone
- Reduce random chitchat via cell phone

I started shopping this weekend at a new supermarket; many of its products seem to be priced lower than other supermarkets. This sort of spending change may make only a small difference in the short term, but could bear a significant positive effect on savings when compounded over time.

An increasingly popular money-saving method, which is worthy of consideration, is that of switching from incandescent light bulbs to compact fluorescent lamps (CFLs). CFLs fit into standard light bulb sockets, and they boast a longer rated life and lower electricity consumption compared with incandescent lamps.

I found a more cost-effective cell phone plan with a different cellular service provider, and I’m planning to switch to it at the end of this month. If my calculations are correct, I should be able to save about $200 per year with the new plan.

“The best way to save money is not to lose it.”—Red Symons

“To turn $100 into $110 is work. To turn $100 million into $110 million is inevitable.”—Edgar Bronfman, Sr.

“The safest way to double your money is to fold it over once and put it in your pocket.”—Kin Hubbard (1868-1930)

Although “a penny saved is a penny earned”, there are numerous different ways to save, each of which may have a significantly different impact on the presence and/or magnitude of any resultant earnings.

Cash disbursements for the first week of January have been within my budget’s parameters. Now, if I can only repeat that 52 more times, 2007 will be a fiscally feasible year.

I made some revisions to my 2007 personal budget, and the updated version seems more reasonable. With any luck, I’ll be able to stay (relatively) on track in balancing cash inflows and outflows.