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63 out of 63 people (100%) think this is worth doing.
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How I did it: After I was done with saving up for my wedding it left a lot free money in my bank account that I wasn't used to spending anyway so I just talked to my father-in-law, who works with these sorts of things, filled out the paper work and set up a direct debit.
Resources: Investors Capitol
DulcineaDoll is at work
I currently contribute 5% of my paycheck to my companies 401(k), but I want to start a Roth IRA for the tax benefits when I retire. I plan on contributing 10% of my salaray starting in 2009. That should allow me to max out my contrbution limit. I will keep you posted!
rocketChips does all her own stunts and broke her funny bone whilst doing a kickflip
“IRAs were created to encourage people to save for their retirement, by offering them a significant tax break. They are intended for ordinary working people – not, for example, the wealthy (income limits prevent them from participating), or trust fund kids too lazy to get a job (contributions have to be made from salary, not from investments or other income).”
I’m ordinary.
I’m working.
I’m people.
Woo-hoo! IRA here I come!
ChiOmegaGirl is going to be a mommy! We're due May 14th.
Seriously.
I have no idea.
I have one, but I don’t know what it is. I understand how ignorant that is, but the opportunity arose and my husband and I set one up. He knows what it is, and I know to nod and smile. = )
I gave up because the government at any point in time can start taxing the money that comes out of this type of IRA. I decided instead to teach myself investing hardcore and learn myself how to dominate the investing world…
kittycatpurr would like another cup of coffee
I’m ready to get started, now that consumer debt is paid off. I already have a 403(b) with PaxWorld, a socially responsible mutual fund. It turns out I actually can roll it over into a Roth.
All I have to do is fill out some forms. And you’d think I was pulling a concrete block uphill, considering how long it’s taken me to do it.
kittycatpurr would like another cup of coffee
I know I should really really do this right away, but being realistic about my psychology—I won’t start until I have completely paid off my debt.
I did this last year, but I still need to put in this year’s contribution!
Eric is enjoying his weekend
I started my IRA on 1/18 with $1000 I had saved. New goal, max it out for the year!
I stuffed $30 into an envelope and labeled it “Savings for Roth IRA.” When I hit $500, I’ll start shopping.
Muriel is realizing her life circumstances.
A while ago, I was making a deposit and decided to talk with a guy about IRAs and investments. It was very informative and made me realize that now is really the time to get crackin’...
P should’ve had one when he was my age, so now I feel rushed to get this done.
Tashtego wants to Lose 30 pounds
learn how to prepare 10 excellent meals
get good grades in college
compete in a triathalon
Ride a Camel
join Doctors without borders
learn to knit mittens
stop overanalyzing people and situations
build a time machine
stretch my ears to 1 inch
take drivers ed
Visit all the National Parks
own a handgun
exercise more
Learn Java
Run a 5k in 20 minutes
lose 20 lbs
make chocolate truffles
melolynne wants to stop picking my skin
draw better
Get my CCNA
finish my knitting projects
make him love me
know what I am good at
become a locavore
TeerDropsS wants to stop procrastinating
Sleep more
become a theatre director
